To provide our partners and customers with the best solutions along the entire value chain, we believe in decentralized IT development to be able to leverage global talent and expertise: Our front office system FILOS is developed by a team based in both Germany and Dubai, while our back office systems are primarily being operated out of Luxembourg and our digital asset management expertise is provided to us from bases in Spain and Austria.
To be able to continuously improve on our IT offering while not impacting our existing systems, we believe in separating between running IT systems and developing new IT solutions. With this approach, we can guarantee system reliability while still maintaining our capacity to innovate and expand our offering.
Technology and digital solutions have always been a part of FWU´s DNA: Since our inception in 1983 we have used technology to remain agile and efficient. Our goal has always been to make processes easier and automate them. We were already developing our digital solutions, when other companies in the life insurance business were still trying to optimize paper based approaches. Consequently, we are not operating with systems which are still in early stages of development – as a lot of your competitors are - but with systems who have proven themselves to work reliably. This strong foundation enables us to leverage the capabilities we have already established to deliver state-of-the-art solutions for both our distribution partners and our end clients.